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In the world of online ads, the “Special Ad Category” introduced by Meta is making a big difference. Subsequently, after an important deal with the US housing department (HUD), there’s a new push to make sure housing ads really match the people they’re meant for, looking at age, gender, and likely race or background. This isn’t just about housing ads, though. It also covers social or political issues, elections, job and credit ads, showing a bigger effort to be fair and avoid bias in ads.

Who Needs to Select It?

If you’re creating ads, you might have to pick the “Special Ad Category.” Here’s when:

  • You’re advertising from the US.
  • You’re aiming at people in the US, Canada, or some parts of Europe.

Notably, the parts of Europe includes Austria, Azores, Belgium, Bulgaria, Canary Islands, All Channel Islands (Guernsey), All Channel Islands (Jersey), Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, French Guiana, Germany, Greece, Guadeloupe, Hungary, Iceland, Ireland, Isle of Man, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Madeira, Malta, Martinique, Mayotte, Monaco, Netherlands, Norway, Poland, Portugal, Réunion, Romania, Saint-Martin, San Marino, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom, UK sovereign bases in Cyprus (Akrotiri and Dhekeli), Vatican City

Please note not choosing this category when needed could mean your ad gets turned down or disapproved.

Let’s discuss the ads that fall under Special Ad Categories:

Credit opportunities

This includes credit cards, personal or business loans, mortgages, and any other financing.

ad for credit
Ads for Credit
What’s Included in Ad for Credits
ServiceExample
Credit Cards“Introducing the PlatinumCard – Get unmatched rewards on every spend. Apply now!”
Brand Ads for Credit Cards, Regardless of Offer“Experience the freedom of GoldCard. Trusted by millions worldwide.”
Auto Loans“Dreaming of a new car? Get pre-approved for our exclusive auto loans and drive home happiness.”
Personal or Business Loan ServicesExample for Personal: “Facing unexpected expenses? Our personal loans can help. Fast approval with competitive rates.”
Example for Business: “Boost your business’s potential with our customized business loan solutions.”
Mortgage Loans“Unlock the door to your dream home. Competitive mortgage rates are just a click away.”
Long-term Financing“Plan for the future. Our long-term financing options offer flexible repayment terms and unbeatable rates.”
Debt Recovery“Drowning in debt? Let our experts help you navigate and recover. Get started today.”

and,

What’s NOT Included
ServiceNote
Gift CardsAdvertisements promoting a branded or general gift card fall outside this category.
Store RewardsPromotions tied to earning points or rewards for shopping at specific stores are not part of this special category.
Debit Accounts or ServicesAdvertisements highlighting the benefits of debit card accounts or related services are excluded.
Checking Accounts or ServicesPromotions for standard checking accounts or associated services are not covered under this special ad category.
Savings Accounts or ServicesAdvertisements focusing on savings accounts, whether regular or high-yield, are not part of this category.

Employment opportunities

All ads that offer employment, whether full-time, part-time, or internships, come under this category.

Ads for Employments
Ads for employements
What’s Included in Ad for Employments
ServiceExample
Full-time Job“Join our team! Now hiring a full-time project manager. Apply today to kickstart your career.”
Part-time Job“Looking for a flexible work schedule? We’re recruiting part-time sales associates. Apply now!”
Internship“Dive into the world of marketing. Apply for our summer internship program. Limited slots available!”
Apprenticeships“Master the craft of woodworking. Enroll in our apprenticeship program. Hands-on learning guaranteed.”
Professional Certification Programs“Boost your credentials. Join our 6-month certification program in data analytics.”
Job Fair“Meet top employers from the tech industry! Attend our annual job fair on 10th September.”
Job Board or Aggregation Services“Discover countless job opportunities in one place. Check out our job board today!”
Guaranteed Interviews or Career Placement“Enroll in our training program and get guaranteed interviews with leading companies.”
Promotion of Company Perks alongside Employment Opportunities“Work with us and enjoy amazing perks like free health insurance, gym memberships, and more!”

and,

What’s NOT Included
ServiceNote
General Advice on How to Succeed at Work Unrelated to Specific ListingsGeneric motivational or success-oriented posts, which aren’t tied to a specific job offer, don’t fit in this category.
General Advice for Career Development Unrelated to Specific ListingsBroader career advice content that doesn’t connect to a direct employment opportunity or educational program is excluded.
Discussing a Company without Sharing Employment Opportunities or PerksPosts that only highlight a company’s achievements, milestones, or other aspects without touching upon job opportunities or company benefits are not part of this special category.

Ads for Housing

Any ad related to the sale or rental of homes, apartments, or other residential properties.

Ads for housing
What’s Included in the Ads for Housing
ServiceExample
Sale, Rental or Temporary Housing Listings“Spacious 3-bedroom house available for sale in the heart of the city. Move-in ready!”
Homeowners Insurance Offers, Including as Part of Insurance Bundles“Secure your home with our comprehensive homeowners insurance. Bundle up and save more!”
Renters Insurance Offers, Including as Part of Insurance Bundles“Renting? Get peace of mind with our tailored renters insurance packages. Bundle and get exclusive discounts!”
Mortgage Insurance Offers, Including as Part of Insurance Bundles“Taking a mortgage? Safeguard your investments with our mortgage insurance. Special bundled offers available!”
Financing Options, Including Mortgage Loans“Turn your dream home into reality with our flexible mortgage loan options. Apply today!”
Home Equity or Appraisal Services“Unlock the value of your home. Avail our home equity and appraisal services.”
Real Estate and House Hunting Services“Looking for your dream home? Let our experienced real estate agents guide your journey.”
Aggregator Services“Browse multiple housing listings on our platform. The one-stop-shop for all your housing needs.”

and,

What’s Not Included
CategoryExample
HotelsAdvertisements promoting hotels, regardless of their duration of stay, are excluded from this category.
ResortsPromotions highlighting resort stays or amenities don’t fit this category.
RetreatsAdvertisements about specific retreat facilities or experiences are not considered under this special category.
Tips Related to Homeownership or Home BuyingGeneral advice or tips about homeownership, maintenance, or purchase without a direct listing or service aren’t included.
Education for Consumers or Housing Providers About Their Rights and Responsibilities Under Fair Housing LawsPosts focusing on the education or advocacy of housing rights, without promoting a tangible service or listing, are not part of this category.

Ads for social issues, elections or politics

In certain jurisdictions, ads that advocate for or against a candidate or a current or former elected official fall into this category.

Social Issue Ads:
  • Definition: Ads intended to influence public opinion or stimulate discourse on topics potentially sparking public debate in the country where they are broadcasted.
  • Examples:
    • Climate change awareness campaigns.
    • Pro or against gun control ads.
    • Discussions surrounding immigration policies.
Political Ads:
  • Definition: Advertisements that advocate for or against a political entity or event.
  • Examples:
    • Ads promoting a specific mayoral candidate.
    • Campaigns opposing a political party’s ideology.
    • Advertisements lauding a politician’s tenure achievements.
Election Ads:
  • Definition: Advertisements directly relating to an imminent election, referendum, or ballot initiative.
  • Examples:
    • Campaigns persuading citizens to participate in an upcoming referendum.
    • Discussions weighing the pros and cons of a ballot initiative.
    • Reminders about the importance and date of an impending general election.
Ads for social issues, election or politics

For enhanced transparency, you can view detailed information in the ad library pertaining to social, election, or political ads. These details include disclaimer information, page details, cumulative and recent spent on such ads, ad status, estimated audience reach, amount spent for the specific ad, total impressions received, demographics of the viewers, and the geographical regions where the ad was displayed.

Ad Authorization CHECKLIST

Advertisers must undergo an authorization process for ads about social issues, elections, and politics. Moreover, these ads necessitate a “Paid for by” disclaimer. Additionally, all approved ads are retained in the Ad Library for a duration of seven years.

Meta Special Category Ads Information
CategoryDetails
Page Admin Role
  • Be a Page admin or advertiser on the Page running these ads.
  • Share content with the Page admin if you aren’t an admin yourself.
  • Each Page must have at least one identified Page admin.
  • Only the Page admin can create or edit country-specific disclaimers.
  • Advertisers can use disclaimers in ads without editing them or having Page admin permissions.
SecurityEnable two-factor authentication.
Required Documents
  • Valid: UK passport, EU passport, UK driver’s license, or residence permit.
  • UK-based residential mailing address.
ID Verification
  • Used to confirm identity and prevent impersonation or ID theft.
  • Stored securely and encrypted upon upload.
  • Normally stored for up to one year (can reduce to 30 days in settings).
  • Name, DOB, and ID expiry might be stored longer as per local laws.
  • Soft credit check might be done but won’t impact credit score.
Review Timeframes
  • Document reviews: 48 hours.
  • Disclaimer reviews: 24 hours.
  • Ad reviews: up to 72 hours.
Two-Factor Authentication
  • Recommended not to turn off.
  • Disabling it will revoke ad authorizations, disabling ads and disclaimers.
Disclaimers
  • Essential for ads about social issues or politics.
  • Only Page admin creates or edits country-specific disclaimers.
  • Information (websites, phone numbers, emails, addresses) on disclaimers must be correct.
  • Incorrect or invalid information can lead to ad removal.
Repeat Violations
  • Unauthorized ads can lead to restrictions.
  • Potential permanent advertising restrictions.
  • Check ad examples for guidance on requirements.

In conclusion, adhering to these guidelines and understanding the nuances of Meta’s special ad categories is crucial for advertisers. Doing so not only ensures the effectiveness and approval of your ads but also promotes fairness and transparency in the digital advertising landscape.